STRATEGIC UPDATES ADVERTISING PAYMENT LOGISTICS Transit & Office Outdoor Airport Activation Offline & Online Payment Market Place Micro Loan Smart Delivery 1) ADVERTISING - BUILDING AN INTERNATIONAL NETWORK

. Government enforced fully lockdown with varying degree of restriction within the 2Q causing significant economic impact. For telecom, new subscriber acquisition as well as handset sale remained weak while

, as well as the outstanding credit card balances, despite an increase in credit card spending. Nonetheless, macroeconomic factors and government stimulus measures remain influential, particularly the

palm oil was surged to 500,000 tons in 3Q2019, resulting in an average of crude palm oil (CPO) and crude palm kernel oil (CPKO) prices decreased from FY2018. Even though, the government has agreed to set

to the general shareholder meeting before the state of emergency declared was announced in all regions of the Kingdom of Thailand on 25 March 2020, which begins on 26 March 2020 to 30 April 2020 due to

issued ordinary shares on the Stock Exchange of Thailand (the “SET”) as well as contacting, coordinating and filing documents with relevant government authorities or other agencies (whether in Thailand or

documents with relevant government authorities or other agencies (whether in Thailand or overseas); and (5) Undertaking any acts necessary and relevant to complete the allocation of the newly issued ordinary

the share purchase agreement for NML shares on the date on which such meeting granted the above resolution, because there are several important condition precedents under the share purchase agreement

20,904 19,849 34.5% 41.7% General investments 34,478 33,142 31,585 4.0% 9.2% Total net investments 584,481 575,605 556,788 1.5% 5.0% Most of the net investments were in government and state-enterprise

% 10.3% * Including net investments in associates Most of the net investments were in government and state-enterprise securities. As of September 30, 2019, these amounted to Baht 301,320 million