, the information provided in this MD&A may vary if any factors or situation are changed in the future; the investors are, therefore, required to have their own discretion regarding the usage of this

FY21 was 32 days, decreasing from 38 days in 2020. Although, AIS provided relaxed payment for consumers and enterprise clients during pandemic situation in 2Q21 and in the lockdown period in 3Q21, the

easing COVID-19 situation with a rebound of foreign tourists which boosted Thailand’s economic recovery. Nonetheless, domestic demand stayed soft due to the global geopolitical conflicts that created

international economic and political uncertainty, as well as rapid changes in fund flows as above, KBank is closely monitoring the situation and assessing possible impacts, placing importance on efficient risk

other countries in the region. However, amid changing perspectives among certain groups of foreign investors prompted by their concern about the domestic political situation both before and after the

movements, KBank is closely monitoring the situation and assessing possible impacts, placing importance on efficient risk management under the supervision of the Risk Oversight Committee, Market Risk

flows as above, KBank is closely monitoring the situation and assessing possible impacts, placing importance on efficient risk management under the supervision of the Enterprise Risk Management Division

sign in sale purchase agreement with Thanasiri Group in April 2018. The condition precedent as specified in the agreement- such as the board of directors’ and/or shareholders’ meeting of the Company has

from the Company ordered goods in last quarter of 2018 and paid advance payment for purchases of goods followed by supplier’s condition. Deferred tax assets was increased by Baht 19.07 million due to

parties comply with their representations and warranty specified therein the Joint Venture Agreement. 2. The parties comply with terms and condition set forth therein the Joint Venture Agreement. 3. JV