shareholders structure as follows: LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2019 Page 3/21 Thailand's Private Sector Collective Action

Quarter ended 30 September 2020 Page 3/19 Thailand's Private Sector Collective Action Coalition Against Corruption Certificate LH Financial Group Public Company Limited, Land and Houses Bank Public Company

contraction of the Thai economy. The economic growth inclined to be slower than forecasted which was mainly due to the trade tensions and the weakening of economy worldwide. Particularly, the export sector has

, public spending and tourism sector still expanded which resulted from low base in the previous year. (Source: BOT Press Release No.64/2019 on the Economic and Monetary Conditions for September and the

of THB 55.38 million, decreased by THB 16.73 million or -23.21% YoY, due to the decline in user spending through the solutions that the Company provided for clients in mobile operator sector. In

in mobile operator sector. In addition, gross profit from digital solutions was THB 9.90 million, increased by THB 10.46 million or +1862.07% YoY. The gross profit margin in 2Q2024 was 40.46

other law from such acceptance of selling orders or closing out of positions. Chapter 3 Engagement in Agreements with Clients prior to Providing Services ________________________ Division 1 General

an approval [for establishment] from the Securities and Exchange Commission. 2 The law on financial institution business means the Financial Institution Business Act B.E. 2531 (2007). 4 Division 1

1212 The details of the particulars under Clause 11 shall comply with the following rules: (1) an offer for sale of securitized bonds in any case shall be according to the Forms specified in Division 1

million baht for year 2017, 2018, and 2019 respectively. In the year 2019, for the international market, the agricultural sector has experienced the drought effect, resulting in the sales of fresh