operating income ratio 24.3% 21.2% 27.3% 3.1% (3.0)% 22.7% 24.5% (1.8)% Expense to operating income ratio 56.2% 43.5% 45.5% 12.7% 10.7% 45.4% 43.5% 1.9% Return on average assets * 1.04% 1.14% 1.10% (0.10

mainly because of the interest expense of IRPC-CP and Ichinoseki Solar Power 1 GK (ISP1) after COD in late 2017. Non-operating other income and expenses Non-operating other income and expenses in Q2/2018

No. ECF2 035/2562 23 September 2562 Subject Notification on the resolutions of the Board of Directors’ Meeting approving the purchase of the ordinary shares in KPN Academy Company Limited, the increase of registered capital, the issuance and the allocation of the newly-issued shares to specific persons (Private Placement) and the convening of the Extraordinary General Meeting of Shareholders No. 1/2019 (additional) To Director and Manager The Stock Exchange of Thailand Enclosure 1. Information M...

No. ECF2 035/2562 23 September 2562 Subject Notification on the resolutions of the Board of Directors’ Meeting approving the purchase of the ordinary shares in KPN Academy Company Limited, the increase of registered capital, the issuance and the allocation of the newly-issued shares to specific persons (Private Placement) and the convening of the Extraordinary General Meeting of Shareholders No. 1/2019 (2nd additional) To Director and Manager The Stock Exchange of Thailand Enclosure 1. Informati...

24.1% 18.7% 23.9% 5.4% 0.2% Expense to operating income ratio 43.1% 36.6% 42.6% 6.5% 0.5% Return on average assets /1 0.93% 0.99% 1.17% (0.06)% (0.24)% Return on average equity /1 7.32% 7.40% 8.74% (0.08

4,172 47% Finance costs 1,615 1,041 991 (39%) (5%) 1,987 2,032 2% Income tax expense 30 254 284 851% 12% 76 537 611% Net foreign exchange losses (gain)2 (242) 30 5 (102%) (83%) (190) 35 (118%) Total other

their platforms). Despite making these earnings, the expense totaled to 30.542 million Baht, resulting in a loss of 19.373 million Baht. With respect to income from Social Portal Media Platform, such

platforms). Despite making these earnings, the expense totaled to 25.69 million Baht, resulting in a loss of 16.08 million Baht. With respect to income from Social Portal Media Platform, such income has not

policy in the Digital Economy operation plan. Therefore, the bank pays attention to the innovation products development and digital financial services for provide the time saving to the customers, expense

, 2018 Dec 31, 2017 Baht million % Interest expense 5,033 4,216 817 19.4 Interest on deposits 2,642 2,270 373 16.4 Interest on interbank and money market items 155 118 38 32.1 Interest on debt issued and