percent, with a Tier 1 capital ratio of 15.57 percent. Being aligned with our business strategies, all of the above endeavors allowed KBank and K Companies to meet business targets and at the same time gain

future projects. In terms of the progress on Delisting Tender Offer of GLOW, the process was completed on 2 December 2019 and GLOW has been delisted from being listed on the Stock Exchange of Thailand on

refused derived fuel technology, and being a consultant for various engineering projects which will support the Company’s business expansion. Moreover, having a well- known business partner, as a major

spiritual development. 2. Eastern Economic Corridor - The EEC is being developed in three Thai provinces, namely Chachoengsao, Chonburi, and Rayong, and includes designated industries which are being targeted

government of Lao PDR has a policy to drawing investment in hydropower plants from private sector with abundant hydropower potential up to 29,000 megawatts in its effort towards being Battery of Asia by 2020

structure rental to be always in line with the revenue. 3.4.6 Risk of being un able to renew the governmental concession and the private space lease contract The main factor for the Company's business

sale volume of outbound has not reached the target i.e. more than Baht 300,001 per month and the percent of variable cost from commission fee from estimation has been being increased every year due to

and nature of the businesses operated by the Company or the group of companies which comprises the Company, its subsidiaries and associates being operated or to be operated, as the case may be. The

an agreement that NPSI is not able to complete the set criteria in the agreement, due to not being able to acquire the construction license which is a critical part that will take effect in many

to them being considered as connected persons of the Company. As of the date of this information memorandum, limited partners mainly comprise investors who are pension funds, sovereign wealth funds