several financial institutions. A summary of the key operational matters and events for the 2nd Quarter 2020 Financial Highlights 2Q 2020 2Q 2019 Change 6M 2020 6M 2019 Change THB million % Sales THB

0.25% per annum (the normal interest rate of the loan for the associated companies) whereby PF will adjust the said interest rate for twice a year in January and June. At present, the interest rate is

, TFRS 9 Financial Instruments and TFRS 16 Leases, by adjusting from the retained earnings as of January 1, 2020 and didn’t adjust the financial statement of the previous year. The adjustments of right-of

and operation, and that the staff are moving forward in the same direction in order for the company to adjust, grow, and create value to the business, the stakeholders and the society as a whole.The CG

recognize share of profits from Nava Nakorn Electricity Generating Company Limited (NNEG). Operating highlight in Q4/2017 and 2017 Q4/16 Q3/17 Q4/17 Change +/(-) 2016 2017 Change +/(-) (THB million) QoQ YoY

PromptPay, and the expansion of Electronic Data Capture (EDC) terminals to increase card acceptance by merchants. Technological change and financial innovation have been the main factors contributing to

- 2019 Balance by Quarter Change Q3–19 Q2–19 Q3–18 Q3–19 VS Q2–19 Q3–19 VS Q3–18 (Million Baht: MB) (MB) % (MB) % Total Revenue 1,799.1 1,730.1 1,053.3 69.0 4.0 745.8 70.8 Total Operating Expenses 1,677.5

, Q1 2019 Q1 2018 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and service income 296.06 252.16 43.90 17% Other income 0.70 1.37 -0.66 -49% Total revenues 296.76 253.53 43.24 17% Cost of

costs but these efficiencies will not cover the full impact. We are communicating the rise in input costs to our customers as there will be a price rise as a consequence. Q1 2018 Q1 2017 YoY change YoY

Financial Statements 3Q'18 3Q'17 % Change YTD 2018 YTD 2017 % Change Revenue from Sales and Services 443.4 406.2 9.2% 1,288.9 1,199.6 7.4% - Operating Revenue1 423.9 404.2 4.9% 1,264.9 1,165.5 8.5% - Other