evaluation expense - - N/A (0.2) N/A - (5) N/A Gain (loss) from derivatives 283 (360) N/A (1) N/A (77) 17 N/A Gain on foreign exchange 132 326 N/A 168 N/A 459 225 N/A Loss from impairment of assets (83) (1,404

to assess its potential impacts upon businesses, including those from the government’s policies under the Paris Agreement, which aims to reduce greenhouse gas emissions by 20 to 25 percent by 2030, and

order to assess suitability before investing in or entering into a transaction of such capital market product. In this regard, such examination shall be in accordance with the suitability test as

type of the risky or complex capital market products for the first time, an intermediary shall examine the client’s investment knowledge in order to assess suitability before investing in or entering

, it should assess related affect and record such alteration up to date, including communicate to the concerned person for acknowledgement. [M] · It should install software as necessary for operation and

for the necessary case only. [M] 6. Configuration management o Prior to configure the system and computer device, it should assess related affect and record such alteration up to date, including

policy guidelines for financial institution supervision to assess and forecast potential impacts on our capital and liquidity. Management guidelines have been established to ensure work system readiness

1,111.63 1,294.32 1,454.45 Sales Expanses (1,021.30) (1,121.42) (1,262.34) Gross Profit 90.33 172.90 192.11 Other Income 4.48 1.78 4.66 Profit before Expenses 94.81 174.68 196.77 Selling Expense (18.34

1.78 4.66 Profit before Expenses 94.81 174.68 196.77 Selling Expense (18.34) (29.70) (34.16) Administrative Expense (55.25) (66.00) (60.45) Total Expenses (73.59) (95.70) (94.61) Earnings before Finance

%) Deferred income (expense) tax 228 (23 ) 7 2 235 (21) 256 1,219% Profit (Loss) before the effects of foreign exchange and lease income 9,943 20,484 49 248 9,992 20,732 (10,740) (52%) Profit (Loss) from