Company has been able to maintain financial liquidity, so there is no significant impact of COVID-19 on debt obligations. Meanwhile, the Company has taken stringent measures to manage and control its costs

additional revenue that more or less fulfill the loss of regular hospital revenue. Furthermore, the Company has implemented cost saving measures to maintain its operating results for continuous growth. In

, due to the deceleration of revenues. However, the Company can maintain its operating and administrative expenses well through the Digitalization process, resulting in the 9M/2023’s Cost-to-Income Ratio

, the Company can maintain its operating and administrative expenses well through the Digitalization process. The operating and administrative expenses accounted for 47% of total expenses. - Expected

maintain an adequate cushion for NPL in the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2019 1/2019 2/2018 1/2019 2/2018 2019 2018

CRSB must maintain and not exceed 25%. (At present, group of Samrittivanicha Family hold 52,190,600 units of NDR-W1 which consist of 1) Mrs. Nittaya Samrittivanicha 2) Mr. Chaiyasit Samrittivanicha and 3

use of individual user IDs and passwords to maintain accountability; (2) allow users to select and change their own passwords and include a confirmation procedure to verify input errors; (3) require

passwords to maintain accountability; (2) allow users to select and change their own passwords and include a confirmation procedure to verify input errors; (3) require users to create strong passwords such as

annual income tax payment according to the Revenue Department announcement. On the other hand, trade and other current payables decreased as various business activities were temporarily suspended. Dusit

the Company’s financial position and will strengthen and sustain the Company’s businesses. Please be informed accordingly Sincerely Yours - Apar Kewkacha- (Apar Kewkacha) President 1 (F 53-4) Attachment