personnel, IT systems as well as sound risk management via change in our work format and service suspension at high-risk locations, KBank was able to efficiently cope with the COVID-19 pandemic, allowing us

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

stated) 2019 2018 Change Amount % Change Net profit (Loss) attributable to equity holders -181 1,299 -1,480 -113.94% Net profit attributable to equity holders (Exclude other expenses)* 902 1,299 -397

year prior to the date of submitting an application; (4) convertible bonds entitle the right to convert into underlying shares issued by the applicant. In this regard, the underlying shares thereof shall

requirements to be fully enforced in 2019, as well. These new standards may eventually affect provisioning expenses, risk calculation and capital maintenance of commercial banks. All of these factors may change

, DW price may change if further issue of DW on the same underlying securities is launched and its value is subject to time decay. Many countries have launched measures to protect investors by requiring

underlying securities, DW price may change if further issue of DW on the same underlying securities is launched and its value is subject to time decay. Many countries have launched measures to protect

bond allowing the bondholder to convert bond to the Company’s stock at the adjusted conversion price at THB 4.40 per share. Page 2 of 11 Singha Estate Public Company Limited Management Discussion and

capital ordinary shares of PLANB. This information would likely result in a positive change to AQUA's share price beyond general investors' expectations, and he purchased AQUA shares, using this

defects in its qualifications within the time period specified in paragraph two, the mutual fund management company shall request the SEC Office’s permission to change the mutual fund supervisor within 15