Baht 823.14 million as of 31 December 2017, resulted mostly from the Company’s 9M18 Net profit. Return on equity (ROE) was 10.76% in 9M18, compared to 10.18% as of 31 December 2017. Net debt to equity

from Baht 855.08 million as of 31 December 2018 to Baht 885.36 million as a resulted of increased profit during the year. Return on equity (ROE) was 15.03% in 9M19 and net debt to equity ratio was 0.22

72.2 baht per share as of February 28, 2019. Debt to Equity ratio as of February 29, 2020 at 3.6 times decreased from 3.8 times at the end of 2018. Return on Equity (ROE) and Return on Asset (ROA) for

percent compared to the third quarter of the previous year, mainly from a decrease in interest income on margin loans. 1.4 Gains and return on financial instruments The Company’s gains and return on

period (%) 13.7 14.1 Net profit margin attributable to owners of the parent (%) 13.8 14.0 Return on equity (%) – trailing 18.0 28.3 Return on assets (%) – trailing 12.8 15.8 Other Ratios Total debt to

to owners of the parent (%) 11.3 11.1 12.6 12.0 Return on equity (%) - trailing 28.9 58.1 28.9 58.1 Return on assets (%) - trailing 16.9 17.4 16.9 17.4 Other Ratios Total debt to equity (times) 0.3 2.5

%, personal loan income at 6%, bad debt recovery at 21% as well as the growth of subsidiaries in Thailand and overseas by 15%. This is because the Company has continued launching new marketing campaigns

majority of other incomes came from bad debt recovery of 500 million baht and gain on sales of written-off accounts receivable of 346 million baht. Moreover, the income for the fiscal year 2016 of company’s

that of 72.2 baht per share as of February 28, 2019. Debt to Equity ratio as of May 31, 2019 was stable at 3.8 times. Return on Equity (ROE) and Return on Asset (ROA) equaled to 21.3% and 4.4%, increased

the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42