% -33% Revenue from sales of goods 30 3% 50 2% 67% Revenue 954 100% 2,355 100% 147% Gross profit 319 33% 985 42% 209% Other income 882 92% 98 4% -89% Selling expense -129 -14% -287 -12% 122
and service income to operating income ratio 24.1% 27.3% 24.7% (3.2)% (0.6)% Expense to operating income ratio 39.9% 45.5% 40.7% (5.6)% (0.8)% Return on average assets * 1.17% 1.10% 1.13% 0.07% 0.04
% Net interest margin 2.33% 2.34% 2.31% (0.01)% 0.02% 2.34% 2.33% 0.01% Net fees and service income to operating income ratio 21.3% 24.1% 22.7% (2.8)% (1.4)% 22.7% 23.7% (1.0)% Expense to operating income
income ratio 21.2% 21.3% 23.2% (0.1)% (2.0)% 22.2% 23.5% (1.3)% Expense to operating income ratio 43.5% 42.8% 41.9% 0.7% 1.6% 42.1% 42.8% (0.7)% Return on average assets * 1.14% 1.16% 1.06% (0.02)% 0.08
% 23.5% 23.2% 0.3% Expense to operating income ratio 41.9% 45.8% 44.9% (3.9)% (3.0)% 42.8% 47.8% (5.0)% Return on average assets * 1.06% 1.07% 1.10% (0.01)% (0.04)% 1.09% 1.09% - Return on average equity
: FJD million) 2015 2016 Revenue from operation 42.61 41.14 Operating expense 32.54 31.28 Other revenue 0.77 0.92 Other expenses 1.70 1.65 Page 12 of 18 Depreciation and Amortization 3.28 3.57 EBITDA
2% 60,838 3% 49,981 4% Total income 2,950,802 100% 3,165,036 100% 2,182,063 100% 1,363,246 100% Cost of services 1,983,778 2,209,915 2,000,460 1,347,165 Administrative expenses 795,445 863,492
100.0 Cost of sales and services (858.3) (828.9) (819.3) (818.2) (1.1) (0.1) (3,324.7) (3,415.7) (91.0) (2.7) Cost of construction under a concession arrangement - (68.5) (21.2) (14.9) (6.3) (29.7) (104.6
) Million baht Million baht Million baht % Total revenue 382.22 643.92 (261.70) (40.64) Cost of sales and services 360.55 671.54 (311.00) (46.31) Sales and Administration Expenses and Financial cost 22.67