and total shareholders' equity of THB 18,961 million. Debt to Equity Ratio (D/E) and Interest Bearing Debt to Equity Ratio represented at 1.63 and 1.44, respectively. Yours faithfully, Mr.Chamroon

year and accounted for 11% of total revenues. The average funding cost in the second quarter of 2019 was at 2.99% decreased from 3.32% last year, 4 due to reducing trend of market interest rate and

% Profit before finance cost and income tax expenses 178.46 21.5% 176.32 21.9% 171.66 22.0% -2.6% -3.8% Bank charge (3.76) -0.5% (2.36) -0.3% (2.21) -0.3% -6.4% -41.2% Interest expenses (11.13) -1.3% (8.78

the increase of Collection business volume. 2. Other income increased 1,709,254 baht compared to the same period of the last year mainly from the increase of interest received from short-term investment

by the COVID-19 and politics in Myanmar as well as the Bank of Thailand cut the ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum

| - |- Compliance / Internal control | - |- Conflict of interest | - |- Complaint Handling | - |- Information Technology | - |- Business Continuity Management (BCM) | - |- Port Investment of Derivatives Agents

the unit holders, under Clause 23 and Clause 24; (16) the restriction of unit holders’ right when exceeding the holding ratio or when having extraordinary interest in the matter, under Clause 25; (17

does not default on a principal or interest payment of the debt securities or default on a loan payment of a commercial bank, finance company, credit foncier or financial institution established under

instruments issued by PTT Public Company Limited . In order to protect the investors’ interest and legitimate right and ensure that they are treated fairly, it is therefore necessary to issue this Notification.

public and listed companies to be cautious in making transactions related to digital assets Increasingly, the public and listed companies begin to take interest in performing transactions related to