% Payable days (days) 162 140 Efficiency Ratios Leverage Ratios Return on assets4 (%) 12.0% 6.5% Liability to Equity (times) 0.4 0.7 Return on fixed assets5 (%) 66.7% 36.6% Debt to equity (times) 0.1 0.2

-2763 As at 31 March 2020, the Group’s Current ratio was 1.42 times which mean the company’s liquidity to payment on short-term liability was still high. While Debt to Equity ratio of the Group and

period7 (days) 94 108 Return on equity3 (%) 10.5% -6.7% Payable days (days) 143 152 Efficiency Ratios Efficiency Ratios Return on assets4 (%) 9.1% -6.1% Liability to Equity (times) 1.1 1.2 Return on fixed

Return on equity (%) 7.3% -13.3% Payable days (days) 143 173 Efficiency Ratios Efficiency Ratios Return on assets (%) 6.5% -9.8% Liability to Equity (times) 1.1 1.4 Return on fixed assets (%) 36.6% -71.8

liability in Q1/2018 as follows. 1. Trade accounts payable has increased by 900.5 million baht which was due to an increase of accounts payable of buying non-performing loans as well as in the sector of

19.5%. There was thus the significant change of the liability in Q1/2018 as follows. 1. Trade accounts payable has increased by 900.5 million baht which was due to an increase of accounts payable of

mainly due to: • Current Liability decreased by THB 29 million as a result of the decrease of trade and other payables from Goods Payments and accrued bonuses settlement. • Non-current Liabilities

material information as follows: (1) provision that the liability of the unitholders is limited to an amount not exceeding the amount of the investment units that have not been paid to the management company

subsidiary, please kindly find the following attachment. Please kindly be informed accordingly. Yours faithfully, Mr. Geza Emil Perlaki Managing Director For period ended 31 December 2019 MANAGEMENT DISCUSSION

) 12) Authorized the Managing Director to issue the Notice of Annual Ordinary General Meeting of Shareholders for the year 2018 with the agenda proposed above. 13) Fixed the Record date of the