borrowings by 38.6 MB, account payable and other payables by 9. 9 MB, income tax payable by 4.1 MB and other current liabilities 1.7 MB and the increase in employee benefit obligations by 2.7 MB

15 . 6 9 million baht or 30 . 0 3 percent, mainly due to expenses in the same period of the previous year 1) Employee termination compensation of 4.71 million baht in the restaurant and catering

15.81 million baht or 18.85 percent, mainly due to expenses in the same period of the previous year Employee termination compensation in the restaurant and catering business and Profession Fees. 4

. Management Discussion & Analysis 2022 Meanwhile, employee expenses significantly decreased by THB 48.89 million, caused by the Company’s decision to reduce the accrued bonus to 1-month compared to 3-month in

various provinces across Thailand. Apart from marketing expenses, employee expenses also decreased by THB 19.24 million, caused by the company's decision to reduce accrued bonus this year, compared to 1

THB 105.99 million, an increase by THB 17.45 million YoY (+19.72%) and accounting for 2.97% of total income. The increased expenses were mainly caused by (1) Employee expenses an increase of THB 11. 35

employee?s choice ของกองทุนสำรองเลี้ยงชีพ 2566 ปรับปรุงล่าสุด 13 มกราคม 2568

และจัดให้มีทางเลือกการลงทุน (employee?s choices) ที่เหมาะกับสมาชิก ในขณะที่ผลักดันให้มีทางเลือกกองทุนหลากหลายประเภท อาทิ กองทุนแบบ life path หรือ target date fund ที่บริษัทจัดการจะทำหน้าที่เลือกการลงทุน

decisions for investors. Following a referral from Maybank Kim Eng Securities (Thailand) Plc., the SEC?s further inspection has revealed that Panita, who was an employee of Maybank Kim Eng Securities

suspicious trading behaviors of a UBS employee who was responsible for executing securities trading for or on behalf of its clients, all of which are institutional clients.  According to the SEC findings