excluding inventory gains/losses from reported EBITDA. Inventory gains/losses in a period result from the movement in prices of raw mate- rials and products from the end of the previous reported period to the

comparison for decision making. Construction cost - Buildings and infrastructure 38.37 - Machines and system 109.63 - Pipeline 66.94 Total Project Value 237.00 In this regard, the purchase of land Raw water

price; main raw ingredient of the Bangchak Bioethanol (Chachoengsao) Co., Ltd. decreased in the first 9 months of this year, from the lowered percentage of starch in harvested cassava, in tandem with

Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For Quarter 2/2020 09 - Refinery & Trading 14 - Marketing 16 - Power Plant 18 - Bio-based Products 20 - Natural Resources CONTENTS Executive Summary 03 Statement of Income 07 Business Performance 09 Statement of Financial Position 21 Statement of Cash Flows 23 Financial Ratios 24 Environment Management Accounting 26 3 Management Discussion and Analysis of Business Operation for Q2/2020 Bangchak Corporation Plc. | Ex...

resilient as banks continued to closely monitor credit quality and maintained high levels of loan-loss provisions, capital fund, and liquidity to facilitate further credit expansion. LH Financial Group Public

to closely monitor credit quality and maintain high levels of capital fund and loan loss provisions to withstand a potential adverse impact from economic uncertainty. Credit Rating LH Financial Group

payable 504.20 245.36 105.51 Provisions 1,052.33 769.52 36.75 Unearned and accrued income from auction sales - 5,342.01 (100.00) Other liabilities 1,479.45 1,737.82 (14.87) Total liabilities 78,723.55

Corporation, accounted for 50.00% of total shares outstanding 2. ProVisions, LLC, accounted for 50.00% of total shares outstanding Appendix 1 17 5. Total Value of Consideration 5.1 Value of Consideration The

shares with a par value of USD 1 per share. Board of Directors 1. Mr. Murray D. Wikol 2. Mr. Lalit Kumar Shareholders Name Percentage Holding 1. Sakthi American Corporation 50.00% 2. ProVisions, LLC 50.00

monitor credit quality and maintained high levels of capital buffers and loan loss provisions to facilitate credit expansion going forward. Credit Rating Land and Houses Bank Public Company Limited is