capital position was robust. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL CONGLOMERATE (the Conglomerate) according to the Basel III Accord was 18.12 percent, with a Tier 1 capital

of 2017 was Baht 1,383.38 million, increasing by Baht 505.49 million or 57.6 percent from Baht 877.89 million in the 2 nd quarter of 2016. The main reasons were as follows:- 2.1.1 The profit of Hongsa

-controlling Interest 1.24 (0.37) 1.61 435.14% Management's Discussion and Analysis and operating results for the Year 2018 Page 3 / 10 3.1 Revenue Total revenue (core revenue and other revenue) as increasing

operating result for the nine-month period of the year 2019 showed the profit (attributable to owners of the Company) of THB 5,058.41 million, increasing by THB 119.42 million since the commencement of

maintained at same level by increasing 0.2% from Baht 106.7 million to Baht 106.9 million, increased by Baht 0.2 million and increase 9.8% 9M YoY the increase in administrative expenses of 9M YoY mainly

revamping programs. However, the slight reduction in credit card revenue is inline the higher minimum repayment rate increasing from 5% to 8% this year, and the number of full-payment was higher than last

, cost of natural gas power plant increased by Baht 35.5 million as the continuing increasing in fuel material cost from increase in average natural gas price. Moreover, cost of solar energy system

, grew by 5.2% YoY, resulting from strong performances of new mall, existing malls, and completely renovated malls. However, the revenues were impacted by the major renovations at CentralWorld and

. Industry fundamentals continue to be positive, led by strong downstream demand growth, limited new supply and on-going restructuring seen in the PET and PTA industry. Significant recovery in Asia PTA margins

imperative step to foster a consistently aligned and strong audit regulation in the ASEAN region. We are delighted with the opportunity to host such an important event in the AARG's calendar of events.?Mr