ชี้แจงภาษาอังกฤษไตรมาส2-2562 INTEGRITY QUALITY SERVICE SAHA-UNION GROUP August 13, 2019 RE : Explanation of change in operating results for the second quarter of 2019 exceeds twenty percent from the
Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2017 1 1.2 Banking Industry and Competition 2 1.3 Regulatory Changes 3 2. Risk
front, the lower employment rate and high household debt causing most of the financial institutions to offload their NPLs and NPAs for asset management companies (AMCs) to manage further. The competition
built the operating basis by working together in the synergy business and creating the performance of Jaymart Group to grow firmly in the future. Performance Highlights in Q2/2019 The operating results
-emerged and further strained tension on economy. Competition around data pricing with unlimited plan remained high and barred monetizing rise in data demand as well as stabilizing ARPU. However, mobile
, but competition and inflation continued to pressure the top line. Mobile revenue reported Bt29,107mn, a slight decline -0.3% YoY and -0.4%QoQ. The key effect was prominent in the prepaid segment which
, FSMART continued to grow dramatically and be able to maintain as the leader of online top-up machines market, both in terms of number of kiosks and total usage amount. Because of the higher competition in
management record as follows: (a) for the period of one year prior to the date the securities company submits the application, no investor contact working for the securities company being imposed a probation