revenue from bad debt recovery continued growing by 18% y-y and the revenue from overseas subsidiaries grew by 10% y-y. Details of each business can be described as follows: Profit and Loss Statement

revenue from bad debt recovery continued growing by 18% y-y and the revenue from overseas subsidiaries grew by 10% y-y. Details of each business can be described as follows: Profit and Loss Statement

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 20%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

. However, the amount of usage for internet packages, e-wallet topup, bill payments, and money transfers are growing continuously. The Company is still the number 1 leader in online top-up kiosk businesss in

assets of Bt3,852.52mn, decreasing 1.6% compared to total assets last year, mainly due to emphasizing in efficient Boonterm kiosk location strategy in 2018 rather than emphasizing on expanding the kiosks

be consistent with consumer’s behavior. Moreover, our revenue from bad debt recovery continued growing by 31% y-y. Details of each business can be described as follows: Profit and Loss Statement

fast growing market through a quality bank of scale  Uniquely positions the Bank to capture new and expanding opportunities arising from increasing ASEAN financial and economic integration  Increases

from ‘International Advertising’  Expanded our footprint to Vietnam market – the fastest growing economy in Southeast Asia  Net profit excluding minority interest was THB 161mn KEY BUSINESS AND

2018 stood at THB 56,866mn, growing by THB 16,814mn or +42.0% YoY, mostly from the consolidation of the acquired hotel business, the EBT of UE and the capital increase via issuance of preferred shares