investors? investment choices.In addition, the floor conversion price of Basel III tier 2 instruments has been set at 50 per cent of the commercial banks? common stock prices at the offering period. The floor

majority of other incomes came from bad debt recovery of 500 million baht and gain on sales of written-off accounts receivable of 346 million baht. Moreover, the income for the fiscal year 2016 of company’s

-to-equity ratio of 2.97 times and the interest-bearing debt to equity ratio of 2.61 times. Forward Looking The Company's operation has been continuing to set goals for the sustainability of the

) The new issued shares from the exercised of RML-W4 were traded in SET on 3 July 2018. The Company’s total listed shares in SET increased from 3,575,483,607 shares to 3,575,484,127 shares. 2) A tranche

disclosed to the SET. Enclosure Page 5 3.3 Rationale and background of the transaction Currently, the Company encounters the situation of the lack of financial liquidity and requires cash flow for debt

Assets. As a result, the Company is required to Enclosure Page 2 immediately disclose the information memorandum on entering into such transaction to the Stock Exchange of Thailand (“SET”) and send a

Operating Debt to Equity (times) 0.39 0.54 0.80 (51)% 0.39 0.80 (51)% 1Consolidated financials are based upon elimination of intra-company (or intra-business segment) transactions 2Total of each segment may

grow. Expanding business toward secure debt acquisition to manage. And set up collection business in CLMV region. Management and Discussion Analysis FS2017 Page 7/7 Jaymart Public Company Limited 3

company would like to update the progress of debt restructuring as followings; From early of 2016, the Company was contacted by Asia Credit Opportunities I (Mauritius) Limited (“ACO I”), the juristic person

million or up 28.82 percent compared to the same period of last year. Increases in such expenses resulted the Company has set aside allowance for doubtful accounts. For debtors who have tracked debt and