amounting to Baht 450.0 million, increased by 542.9% when compared to the third quarter of 2018, high proportion of loan loss reserve ratio at 282.00%. LH Financial Group Public Company Limited Management

year 2018 to reduce capital burden and expenditure of the company to be at an appropriate level and be ready to focus on a strong core business operation to create growth in the future. 6 (4) Details of

went on at higher level than previous year, somewhat improved indicates the recovery trend, but not too much while big portion of idle capacity still existed. Hence, the oversupply risk will pertain with

ratio swung between 67.6% – 74.3% throughout the year 2017, over the cycle, anyhow overall went on at higher level than previous year, somewhat improved indicates the recovery trend, but not too much

following the policy rate increase by the US Federal Reserve, may see an economic slowdown during this quarter. Aside from their fragile economic fundamentals, these countries were vulnerable to capital

1 - Translation – Bor.Chor.Ngor 0078/2018 March 30, 2018 Subject: Connected transaction (renew the property management contract) and the allocation for legal reserve Attn : President The Stock

increased from the previous year by 61.36 million baht or 16.85%, as a result of increasing staff to cope with increasing services demand. And the company have to increase the reserve of employee benefit

increasing staff to cope with increasing services demand. And the company have to increase the reserve of employee benefit by 4.03 million Baht. This is in line with the new Labor Protection Act, in which

, the SEC urged short-term debt issuers to secure a reserve fund to prevent liquidity issues. In this particular case, the company must clarify information to investors to prevent damage to the overall

international IR standard in disclosing information timely and qualitatively to investors. Through Best IR Practice, the company gives high importance in accurate, up-to-date, sufficient information to investors