in interest income, from an increase of Baht 1,309 million or 5.8 percent in interest income from loans due mainly to an expansion in average lending volume. Interest expenses rose by Baht 36 million
from the weakened household income especially in non-farm income together with the tightening of financial institutions credit approvals due to the deteriorations in asset quality. The non-durable goods
of debt tracking for customers. 3. Income from insurance business in Q3/2019 wat 71.3 million baht due to the subsidiary success in sale expansion. For 9-months period of 2019, the Company’s total
within December 2017. Industry Overview In term of the retail industry in 3Q17, there has been constant low growth from the previous quarter due to the weakness in buying power especially for low-income
Securities Co., Ltd. (“KT ZMICO”) which the Company have 49.71% shareholding, decreased by Baht 17.17 million. This was mainly caused by lower fee and service income and brokerage fee from the 17% decrease in
mainly due to greater scope expansion along with continual growing customer base. - Other Income other than revenues from hospital operation and scientific testing and laboratory service for 2nd quarter
quarter of 2017, almost of the increase of employees’ expenses that provide for business expansion. The ratio of operating expenses to total operating income is at 43.1%, which is increased when compared to
only at BKK and DMK Total revenue of Q3/2019 of the Group was Bt957.1 million increased by Bt16.6 million or 1.8%(y-o-y) and the services income was of Bt939.0 million increased by Bt10.1 million or 1.1
Flights was data of flights that serviced by BAFS only at BKK and DMK Page 2 of 8 Total revenue of Q2/2019 of the Group was Bt949.0 million increased by Bt23.5 million or 2.5%(y-o-y) and the services income