investor base and create favorable capital market environment for the growing elderly population.In pursuing the strategic goals, the SEC is placing a greater importance on proactive communication

Property as a Tool for Accessing Funding Sources, initiated by the Department of Intellectual Property. The signing ceremony was presided over by Mr. Pichai Naripthaphan, Minister of Commerce, and

Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Third Quarter of 2018 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to

percent owing to seasonality. Given our funding cost management appropriate for the prevailing risk in a fragile business environment, KBank maintained key financial ratios at levels consistent with our

and environment – under good corporate governance, appropriate risk management and effective cost management. Prioritizing the development of technological solutions with the aim of becoming “Customers

side Road surface Reinforced concrete Width/right of way (meters) 24 / 42 meters Public utilities Electricity, plumbing and telephone City plan Commercial Dense residential Environment Residential

wide acceptance and recognition at home and abroad. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2018 1 1.2 Banking

environment The Thai economy for the year 2019 exhibited a decelerating trend. Private consumption slowed down in almost all categories especially in durable goods from the contractions in vehicle sales partly

is to build a conducive environment to support listed companies in their ESG integration. The social aspect, in particular, includes human rights and gender equality. This is in line with the 20

construction equipment was not sold this quarter. Revenue from rental equipment decreased 5.91%, achieved Baht 409.36 million due to the slowdown of investment environment throughout the country and mega project