risk, corruption risk, severe epidemic risk, etc.; 2.2.2 Investment risk imposed on the securities holders. Identify and clarify the risks of losing returns or rights or investment money, in whole or in

corporate governance. For example, climate change risk, biohygienic and safety risk, disputes with the community risk, corruption risk, severe epidemic risk, etc.; 2.2.2 Investment risk imposed on the

severe flooding or heavy monsoon rains also deals a serious blow to households’ properties and quality of life. These extreme events would inevitably hurt demand for financial services as well as borrowers