fair value, gain or loss on remeasurement to fair value is recognized immediately in profit or loss. However, where derivatives qualified for hedge accounting, recognition of any resultant gain or loss

fluctuations and take appropriate steps where prudent to mitigate any deleterious effects. MANAGEMENT DISCUSSION & ANALYSIS 3Q 2018 14 NOV 2018 U CITY PCL 3Q 2018 MD&A (for the quarter ended 30 September 2018

creative value-added concept and (iv) asset divestment where assets are matured or strategically unaligned. …………………………………. (Ms. Piyaporn Phanachet) Executive Director and Chief Executive Officer 2019 KEY

implemented a series of actions to reduce transmission, including the following: arranging for associates to work at home where possible; working alternate days and shifts; allocation of flexible working hours

online meetings; arranging and facilitating flexible working times and work from home where possible; social distancing practices; setting up alcohol-based hand sanitizing stations; installing thermal

makeshift living quarter in circumstances where the outbreak has become widespread.  Bangchak service stations has measures in place for strict management of hygiene at various touch points such as staff at

% from the same period last year. Due to the closure of IT Junction branches in branches where the performance did not meet the target and the rental reduction policy for client in property rental business

layoff. The Company has been affected in every segment, particularly Fashion where sales decreased by THB 7,380 million or 47.6%. Omni-channel strategy, such as online, chat & shop and call & shop, etc. as

penetration, where currently, the products are available only at certain stores of Villa Market, Gourmet Market and Tops Market. The Company aims to start the operation of the Hong Kong branch as soon as

instruments where applicable. Finance cost was Bt1,320mn, decreasing -4.8% YoY and -3.4% QoQ from lower interest-bearing debt. The average cost of borrowing remained stable at 2.6% per year. Profit In 1Q22