size of the Transaction is calculated to be at the highest of 5.43% pursuant to the Comparison of Consideration Paid criteria (calculated from the reviewed consolidated financial statements of the

resolution to certify the financial statements and performance of the Company and the Company’s subsidiaries for the third quarter ending 30 September 2018, which has already been examined by the Company’s

to Jaymart Public Company Limited (“the Company”) Board of Directors’ Meeting No. 5/2018 on 13 November 2018, the resolution to certify the financial statements and performance of the Company and the

. As of September 30, 2019, KBank and subsidiaries had total assets worth Baht 3,240,134 million, rising Baht 85,043 million or 2.70 percent from the end of 2018. The increase came mainly from rising net

Fundamental of Financial Statements (UFS) [ ] Role of the Compensation Committee (RCC) [ ] Improving the Quality of Financial Reporting (QFR) [ ] DCP Refresher Course [ ] others (please specify) 3 [specify

% 24.5% 23.1% 1.4% Expense to operating income ratio 45.5% 41.9% 47.4% 3.6% (1.9)% 43.5% 47.7% (4.2)% Return on average assets * 1.10% 1.06% 1.13% 0.04% (0.03)% 1.09% 1.09% - Return on average equity

246 214 32 15% Page 19 5. Report and Analysis of Financial Position Comparing the Statements of Financial Position as at December 31, 2018 to the Statements of Financial Position as at December 31, 2017

law. 2. To enhance efficiency of official receivers in collecting a debtor’s assets in a bankruptcy case, a provision has been added to this law. The new provision allows (a) any person who owes a

fee as a percentage of core service revenue was 3.9%. • Depreciation & amortization was at Bt14,738mn, increasing 15% YoY due to consolidation of right-of- use assets from TTTBB’s acquisition. While

. The regulatory fee as a percentage of core service revenue was 3.9%. • Depreciation & amortization was at Bt14,738mn, increasing 15% YoY due to consolidation of right-of- use assets from TTTBB’s