/2019 2020 2019 (%) Net profit /1 3,095 7,671 9,347 (59.7)% (66.9)% 10,765 18,375 (41.4)% Earnings per share (Baht) 1.62 4.02 4.90 (59.7)% (66.9)% 5.64 9.63 (41.4)% Net interest margin 2.13% 2.52% 2.36

million (THB 8.4 billion), -7% YoY, Core EBITDA margin 10%  Core Net profit after tax of $128 million (THB 4.0 billion), -27% YoY  Core Earnings Per Share of THB 0.67, -32% YoY  Operating Cash Flow of

of $304 million (THB 9.6 billion), -7% YoY, Core EBITDA margin 10%  Core Net profit after tax of $128 million (THB 4.0 billion), -27% YoY  Core Earnings Per Share of THB 0.67, -32% YoY  Operating

which the Company will receive the expected return. The share premium will be the asset of Hero Experience for construction cost and investment in the project. The main expenses are; 1. Construction

shares for the amount of 1,437,456,000 shares offered for initially offering to the public. Such ordinary shares have a par value of THB 5 per share, which was offered at the price of THB 5. 20 per share

restructuring and cost management as well as reserve requirements to comply with Liquidity Coverage Ratio (LCR) guidelines under Basel III. In terms of loan quality, the ratio of gross non-performing loan (NPL

income and other income 53.24 100.00 188.89 100.00 Costs 20.59 38.67 114.29 60.51 Administrative expenses, impairment finance costs and share of loss from associates 108.96 204.66 50.22 26.58 Management

% 27,229 24,513 11.1% Earnings per share (Baht) 4.73 4.82 4.28 (1.8)% 10.6% 14.26 12.84 11.1% Net interest margin 2.42% 2.33% 2.30% 0.09% 0.12% 2.38% 2.32% 0.06% Net fees and service income to operating

การค านวณความเส่ียง position risk - Forwards / Swaps กรณี replacement cost เป็นบวก ให้นบัเป็นเงินลงทุน กรณี replacement cost เป็นลบ ให้หกัออกจากเงินลงทุน2 2.1.2 Non FX-linked รายละเอียดเหมือนขอ้ 2.1.1

possessed 22.6% volume share, ranked the 2nd largest among energy drink brands in Thailand according to the Nielsen’s final sales data to consumers. For the domestics, nonetheless, the Company still places