Management clients using financial assets as collateral. Current outstanding loans totaled Baht 8,238 million, increasing by 3.7% from the end of 2018. NPLs distribution by loan type (consolidated) Type of

since the beginning of the year included two Hotel Projects (Dusit Suites Ratchadamri Hotel Bangkok and ASAI Chinatown), Epicure Catering Company Limited and Baan Dusit Thani by using the capital

using the capital investment from restructuring the asset structure of group companies. The profit from selling Dusit Thani Maldives Hotel to DREIT in 3Q19 was used for the new investments which some of

previous classification of Investments in loans. Lombard Loan, a multi-purpose credit facility for Wealth Management clients using financial assets as collateral. Current outstanding loans totaled Baht 8,273

through online communication system such as Facebook Live and YouTube within the country and overseas, as well - 12 - as utilizing mediation platform to avoid arrangement of various meetings, such as using

originated credit impaired from previous classification of Investments in loans. Lombard Loan, a multi-purpose credit facility for Wealth Management clients using financial assets as collateral. Current

International Airport for the operation of hybrid power plant, consisting of combined cycle cogeneration power plant using natural gas and solar farm with total capacity of 95 MW and the smart energy storage

hundred fifty-one million two hundred thousand Baht) and can be evaluated as the maximum size of 36.72 percent according to the total consideration approach (using the CEN’s review consolidated financial

FX gain of Bt308mn in FY19 due to THB depreciation against USD. In general, AIS has policy to mitigate currency risk using forward contract to partially cover capex payable. Finance cost was Bt4,522mn

FX gain of Bt16mn in 4Q19. Unrealized loss from FX was due to Capex payable, while THB had depreciated 8. 2% against USD QoQ. In general, AIS has policy to mitigate the currency risk using forward