the first quarter of 2019, the operating profit was equal to 9.0 million Baht, resulting from more stringent customer screening and increase of efficient collection. The average debt collection (Normal

% q-q and other incomes in bad debt recovery increased by 38% y-y and 10% q-q as well as revenue growth from overseas subsidiaries by 77% y-y. The revenues for the Company were 5,139 million baht

the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42

around US$2.2B in Mar21 and operating cash flow of US$201M in 1Q21, IVL is well positioned. During the quarter, net debt reduced by US$148M with improved performance. Our net operating debt to equity has

since August 1 last year. In the fourth quarter of 2021, the Company’s revenue were 5,194 million baht, decreasing of 17 million baht or 0.3% q-q but increase by 4% y-y due to reduction of debt collection

cost and other costs related to fixed broadband. • Depreciation and amortization was Bt464mn increasing 12% YoY due to shop expansion and renovation. • Bad debt was Bt2,199mn increasing 43% YoY following

8.3824, the total of Baht 256,500,000. Conditions for the debt The seller agrees to proceed for the Nation University to repay the debt for the loans and/or other debts between the Page 2 payment Nation

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment (Additional information

, the Group had followed up and evaluated closely the situations and implemented appropriate measures to reduce the business impacts as follows; 1) Changing working processes during temporary closing some

addition, the capital increase will lead to more working capital and at the same time the financial position and the debt structure of the Company will be more reasonable. 4.4 Impacts on business, financial