dated 3 November 1998; (2) Notification of the Office of the Securities and Exchange Commission No. SorNor. 18/2542 Re: Rules on Protection of Conflict of Interest on Investment or Holding of Securities

Payment) 23) Dividend Payout = (Dividends / Net Income) * 100 * The Company paid dividend in 2015 in amount of 0.25 Baht per share, however, separate financial statements in 2015 shown net loss, dividend

position from the date of its incorporation until September 30, 2018 4.3.2 Key Summary of EG’s Financial Statements Unit: THB million Separate Financial Statements Fiscal Year September 30, 2017 September 30

, there was a provision for retirement benefits and past service cost in accordance to the Labor Protection Act, which was amended on 5th April 2019, to include a requirement that an employee who is

Draft Amendment of the Labor Protection Act. The impairment loss on loans and debt securities fell by Baht 2,581 million. Compared with the fourth quarter of 2017, net profit attributable to owners of the

bags in Thailand effective from January 1, 2020. Therefore, the business sector is at risk from both natural disasters and government policies regarding environmental protection. However, new

market items 310 307 235 1.0% 31.9% 1,115 1,104 1.0% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,429 2,442 2,277 (0.5)% 6.7% 9,617 9,127 5.4% Debt issued

for investor protection. In this regard, the SEC Office may prescribe conditions with which the Thai government agencies shall comply. Clause 10 In cases where additional facts appear to the SEC Office

)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions

expenses of Baht 92 million, primarily due to a one-time additional provision of retirement benefit obligations according to Labour Protection Law in the amount of Baht 51 million, a remuneration program’s