% 23.5% 23.2% 0.3% Expense to operating income ratio 41.9% 45.8% 44.9% (3.9)% (3.0)% 42.8% 47.8% (5.0)% Return on average assets * 1.06% 1.07% 1.10% (0.01)% (0.04)% 1.09% 1.09% - Return on average equity
. Personnel Expenses: the expense rose from 2,228.4 million baht to 2,468.2 million baht for the nine- month period. This was derived from a growing number of employees, especially flight crews which aligned
243 million up by THB 18 million or 8.2% (2) advertising expenses in all formats amounted to THB 133 million up by THB 40 million or 42.9%, of which the amount included advertising expense and listing
credit rating; (b) amount of investment money guaranteed and the guaranteed return (if any); (c) guarantee period and the end date of each guarantee period (if any); (d) fee estimate or the total expense
& promotion, rental expense of Hilton Pattaya Hotel based on the sublet agreement with CPNREIT, office supplies, professional fees, and depreciation and amortization of office equipment and hotel properties. In
the concert. (2) Managing of the concert; for instance, the rental fee of the location where the concert will be held, the expense of the musical instrument including color and light systems regarding
% increase YoY. Administrative Expenses Total administrative expenses constituted expenses on personnel, marketing & promotion, rental expense of Hilton Pattaya Hotel based on the sublet agreement with CPNREIT
) (128,928) Tax income (expense) (30,748) 101,035 (163,781) (8,966) Share of profit (loss) from investments in associates 427 320 1,080 (57) Net profit (loss) 70,091 26,962 (1,241,028) (2,341,657) (Less) non
% Net interest margin 2.33% 2.34% 2.31% (0.01)% 0.02% 2.34% 2.33% 0.01% Net fees and service income to operating income ratio 21.3% 24.1% 22.7% (2.8)% (1.4)% 22.7% 23.7% (1.0)% Expense to operating income
income ratio 21.2% 21.3% 23.2% (0.1)% (2.0)% 22.2% 23.5% (1.3)% Expense to operating income ratio 43.5% 42.8% 41.9% 0.7% 1.6% 42.1% 42.8% (0.7)% Return on average assets * 1.14% 1.16% 1.06% (0.02)% 0.08