% 3,024.8 2,596.6 -428.2 -14.2% Cost of service 240.5 222.3 -18.2 -7.6% 448.8 453.9 5.2 1.2% Rental cost 143.9 7.9 -135.9 -94.5% 292.7 46.9 -245.8 -84.0% Underwriting expenses 59.6 51.3 -8.3 -13.9% 92.2 110.7

representative or 360-degree technology. Until now, offering a deep discount to potential customers was not expected because of the Company’s financial strength with Net Interest-Bearing-Debt to Equity at 0.97

by Paju Energy Services Co., Ltd. (Paju ES), a company in which EGCO Group owns a 49% equity interest. Paju ES owns and operates Paju Power Plant which is a combined cycle gas-fired power plant. The

Restaurant Service Trends in Thailand (Billion THB) Forecast of the Thai Restaurant Service Market in 2023-2026 The restaurant industry in Thailand has begun to recover after the full reopening of the country

• Debt to Equity ratio2 stood at 0.80 times as of 30 September 2019, decreased from 0.94 times as at end of 2018 Changes in accounting policy and reclassification in 3Q19, during the 3-month and 9-month

liabilities stood at THB 7,174.9mn • Debt to Equity ratio stood at 1.04 times as of 31 December 2019, decreased from 1.14 times as at end of 2018 Change in accounting policies and reclassification in 2019

Expenses (1,775.1) (36.6%) (1,720.2) (36.5%) +54.9 +3.2% Add: Share of Profit/(Loss) from Investments (by equity method) 9.1 0.2% 12.0 0.3% -2.9 -24.2% EBITDA 999.4 20.6% 914.1 19.4% +85.3 +9.3% Less

since 1973 under the name O’Leary Covermark Center Company Limited for being the beauty service center and distributing the cosmetics of O’Leary Covermark. Later on the Company has expanded distributed

ไขการบงัคบัแปลงสภาพตราสาร (“convert to equity”) - กรณีเป็นการเสนอขายตราสารดอ้ยสิทธิเพื่อนบัเป็นเงินกองทุนของบริษทัประกนัภยัประเภทท่ี 1 (“Insurance Capital Bond-AT1”) และเงินกองทุนประเภทท่ี 2

revenues from project management service to joint venture company, (With“Nomura Real Estate Development” (NRED)) 3. Gain from transfer of right for land purchase and sale agreements, in the period for year