ratio for the period to total revenue (%) 3.15% 4.05% Total comprehensive income ratio for the period (Owners of the parent) to total revenue (%) 4.04% 4.09% 5 Overall the profit of the 9-month period of

4Q2019, the overall economy of Thailand is still likely to slow down from both internal and external factors including the decline in agricultural product prices and the lower purchasing power of the

Increase in net cash and cash equivalents 27.7 226.3 Overall the company had an increase in net cash and cash equivalents during the nine months ending 30 September 2019 of THB 226.3 Mn. Net Cash from

1,112.0 1,148.8 1,628.5 (36.8) (3.2) (516.5) (31.7) Profit for the period 50.4 59.7 69.8 (9.3) (15.6) (19.4) (27.8) The effects of COVID–19 are more severe than expected. Overall, the Thai economy in 2020

a full lockdown from June to Mid of August 2021 and Thailand had partial lockdown from July to August 2021. Overall, the increase in revenue was in line with industry growth, in terms of production

ended 30 June 2022 which was reviewed by the auditor. The Company’s overall performance can be summarized as follows: Performance Unit: THB Million 2Q2021 2Q2022 Inc.(Dec.) % Inc.(Dec.) 6M2021 6M2022 Inc

period ended 30 September 2022 which was reviewed by the auditor. The Company’s overall performance can be summarized as follows: Performance Unit: THB Million 3Q2021 3Q2022 Inc.(Dec.) % Inc.(Dec.) 9M2021

with continued growth in card spending in this quarter, whereas revenue from other products decreased y-y and q-q. However, although the overall economic growth rate of the country has a better outlook

1,174.8 1,571.8 1,199.2 (397.0) (25.3) (24.4) (2.0) Profit for the period 96.8 111.1 166.2 (14.3) (12.9) (69.4) (41.8) Overall in the Q1–2023, the Company’ s total revenue and total operating expenses

ended 30 June 2023 which was reviewed by the auditor. The Company’s overall performance can be summarized as follows: Performance Unit: THB Million 2Q2022 2Q2023 Inc.(Dec.) % Inc.(Dec.) 6M2022 6M2023 Inc