Management Discussion and Analysis For the third quarter and nine-month ended September 30, 2019 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel

clarifies the changes in the performance over 20% as follows: FINANCIAL PERFORMANCE Consolidated Financial Statements Q2 2016 Q2 2017 Increase/(Decrease) THB mm THB mm THB mm % Total Revenue/1 1,492.8 2,714.4

8 บริษัท จี สตีล จ ำกัด (มหำชน) G Steel Public Company Limited Management Discussion and Analysis Yearly Ending 31 December 2018 G Steel Public Company Limited Page 1/15 Management Discussion and

MDAE_2Q18 Management Discussion and Analysis for the 2 nd Quarter 2018 ended August 31, 2018 AEON Thana Sinsap (Thailand) Public Company Limited (“the Company”) has already submitted the consolidated

Ref. PDI/BK-BS-011/2019 25th February 2019 Re: Management Discussion and Analysis (MD&A) For the year ended December 31, 2018 To: President The Stock Exchange of Thailand Due to depletion of Mae Sod

operation in Q1/2016 and had more revenues gradually. - Management fee income in Q3/2017 amounted 8.38 million baht decreased by 8.04 million baht or 48.96% from 16.42 million baht in Q3/2016 due to the

from q-q, mainly caused by higher revenues from High-Valued Document. THB million Q1’19 Q1’18 %Chg As Reported Total Revenues 654 313 109.0% Company 377 313 20.6% TBSP 277 - 100.0% Revenue Breakdown Mil

parties are not related to listed company or subsidiary company, either to management and shareholders. - General transaction : The disposal of 4 plots of land totaling area are 75 rai 34 square wah. The

Ref. PDI/BK-BS-056/2018 8th August 2018 Re: Management Discussion and Analysis (MD&A) For the 2Q 2018 and 1H 2018 To: President The Stock Exchange of Thailand Due to depletion of Mae Sod Mine’s

Ref. PDI/BK-BS-076/2018 7th November 2018 Re: Management Discussion and Analysis (MD&A) For the three-month and nine-month periods ended September 30, 2018 To: President The Stock Exchange of