(Baht) 4.28 4.22 4.22 1.4% 1.2% 12.84 12.34 4.1% Net interest margin 2.30% 2.31% 2.33% (0.01)% (0.03)% 2.32% 2.33% (0.01)% Net fees and service income to operating income ratio 23.2% 22.7% 22.8% 0.5% 0.4
% EBIT margin 16.5% 7.4% 9.1% 15.2% 14.7% 0.5% EBITDA margin 20.6% 11.5% 9.1% 19.5% 18.9% 0.6% อตัรำก ำไรสทุธสิ ำหรับงวด 12.2% 3.7% 8.5% 12.3% 11.6% 0.7% อตัรำก ำไรสทุธสิว่นทีเ่ป็นของบรษัิท 12.1% 3.3% 8.8
(%) Net profit * 9,347 9,028 9,194 3.5% 1.7% 18,375 18,199 1.0% Earnings per share (Baht) 4.90 4.73 4.82 3.5% 1.7% 9.63 9.53 1.0% Net interest margin 2.36% 2.48% 2.33% (0.12)% 0.03% 2.42% 2.34% 0.08% Net
% Net interest margin 2.33% 2.34% 2.31% (0.01)% 0.02% 2.34% 2.33% 0.01% Net fees and service income to operating income ratio 21.3% 24.1% 22.7% (2.8)% (1.4)% 22.7% 23.7% (1.0)% Expense to operating income
% 27,229 24,513 11.1% Earnings per share (Baht) 4.73 4.82 4.28 (1.8)% 10.6% 14.26 12.84 11.1% Net interest margin 2.42% 2.33% 2.30% 0.09% 0.12% 2.38% 2.32% 0.06% Net fees and service income to operating
กการขาย 19.6% 17.8% 1.8% 20.1% 17.9% 2.2% EBIT margin 15.5% 17.3% -1.8% 14.8% 17.2% -2.4% EBITDA margin 20.1% 21.8% -1.6% 19.2% 21.4% -2.3% อตัราก าไรสทุธ ิ 13.1% 14.6% -1.5% 12.3% 14.3% -2.0% ในเดอืนก
% in the previous year (for nine months of 2019 at 49.6% compared to the previous year at 50.5%) as new malls and malls under renovation performed a lower margin compare to existing malls. On a same
decreased 60.9% YoY, cost decreased 25.6% YoY while, gross profit margin stood at 3.4%. Performance of rental and services business Revenue from rental and services In 2Q20, the Company recorded revenue from
Analysis (MD&A) Page 9 of 15 Revenue from rental and services business decreased 60.9% YoY, cost decreased 25.6% YoY while, gross profit margin stood at 3.4%. Revenue from food center services business
machinery, equipment and related expenses to increase the production capacity of the flexible packaging products another Baht 40 million. This is to increase the proportion of high gross margin products. In