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2008 to address concerns about the role of CRAs in the wake of the financial crisis, and again in 2015 to take into account the CRA registration and oversight programs implemented by IOSCO members. A-4

Fund to Solve the Problem in Financial Institution System; (2) Notification of the Securities and Exchange Commission on Rules, Conditions and Procedures on Establishment and Management of Mutual Fund to

Establishment and Management of Property Fund to Solve the Problem in Financial Institution System; (2) Notification of the Securities and Exchange Commission on Rules, Conditions and Procedures on Establishment

Financial Institution System; (2) Notification of the Securities and Exchange Commission on Rules, Conditions and Procedures on Establishment and Management of Mutual Fund to Solve the Problem in Financial

Discussion and Analysis For 4Q19 and FY2019 P a g e | 5 Education Business The Company had the revenue from Education Business of Baht 103 million in 4Q19, decreased by 16.9% yoy while reporting the total

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disruption may have significant impact on their clients, undertakings, businesses, reputation, financial condition, and operating performance; “use of mobile device” means the use of mobile devices in the

disruption may have significant impact on their clients, undertakings, businesses, reputation, financial condition, and operating performance; “ use of mobile device ” means the use of mobile devices in the