increase in minimum wages, local SME projects and agricultural business reform, to support the low-income group. Overall, the Thai economy is on course for a steady year of growth, according to the Bank of

offering to AIS mobile customers and leverage key channels to support the quality acquisition. Other service revenues mainly comprised of enterprise business, grew 7.3% YoY supported by growth in EDS and

Position Analysis 24 4.3 Loans and Deposits 26 4.4 Treasury Operations 30 4.5 Capital Requirements 30 4.6 Credit Ratings 32 5. Operations of Support Groups 34 5.1 Human Resource Management 34 5.2 IT

stimulus policies worth Baht 464 billion to support domestic spending, the property market and grassroots economy. Meanwhile, tourist arrivals rose by 4.2 percent, softening from 7.3 percent in 2018. A

Village underwent a major renovation with partial closure of the resort and was back in full capacity in late 2016. Despite 45 villas in addition, the resort showed an increase in occupancy rate and revenue

FY2017. During 2016, Phi Phi Village underwent a major renovation with partial closure of the resort and was back in full capacity in late 2016. Despite 45 villas in addition, the resort showed an increase

was also an expense for holding shareholder’s meeting in April 2019. Depreciation expenses also increased from 3 new vehicles that were acquired in late of 2018 and machines that installed in 2nd

and equivalent increases by THB 12mm from the payment of customer in late Q3 Liabilities and Shareholder’s Equity Interest-bearing debt increases from the utilization of OD facility for short-term cash

397.1mn in Q1/2019. GPM in this quarter also decreased to 11.7% from 28.6% in Q1/2019. The pressure on the GPM in this quarter was because the economic downturn which started since late 2019 had caused the

shorter for faster disbursements. And also to compensate the Annual Budget Expenses that was announced late in the previous period. The Company foresees the opportunities from stimulating expenses through