the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42

around US$2.2B in Mar21 and operating cash flow of US$201M in 1Q21, IVL is well positioned. During the quarter, net debt reduced by US$148M with improved performance. Our net operating debt to equity has

curb the pandemic. From the situation, unemployment rate in the second quarter of 2021 was at 1.89% and household debt showed high level. As of August 31, 2021, the Company’s total cards reached 9.29

since August 1 last year. In the fourth quarter of 2021, the Company’s revenue were 5,194 million baht, decreasing of 17 million baht or 0.3% q-q but increase by 4% y-y due to reduction of debt collection

8.3824, the total of Baht 256,500,000. Conditions for the debt The seller agrees to proceed for the Nation University to repay the debt for the loans and/or other debts between the Page 2 payment Nation

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment (Additional information

September 15, 2019. The purpose to use the funds in this section is to reserve for debt repayment and/or use as capital to conduct business and expand investment in the future. However, the time to receive

addition, the capital increase will lead to more working capital and at the same time the financial position and the debt structure of the Company will be more reasonable. 4.4 Impacts on business, financial

redemption of debentures. In addition, the capital increase will lead to more working capital and at the same time the financial position and the debt structure of the Company will be more reasonable. 4.4

the Public (No.2) dated 7 September 1992. Clause 2 In this Notification and the forms attached to this Notifications: (1) (a) in case of reporting the results of selling securities which is not debt