assessment or prediction of loss at a significant amount in the operating results for the year 2017. Based on the inside information, Woraphant sold 1,121,000 of his STEC shares in the securities trading

/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to Clients of Securities Companies and Derivatives Intermediaries dated 6 September 2013;  (2

Collective Investment Schemes (CIS) Framework. The Framework enables fund managers operating in one jurisdiction to offer funds constituted and approved in that jurisdiction to retail investors in the other

electronic transactions to increase competitiveness of business operators as well as creating the readiness and conducive environment for the use of cutting-edge digital technologies to enhance operating

rejection, Cash2coin and SEADEX, which had been operating business by virtue of the Transitional Provisions of the Emergency Decree on Digital Asset Businesses B.E. 2561 (2018), have become subject to

and service income to operating income ratio 24.1% 27.3% 24.7% (3.2)% (0.6)% Expense to operating income ratio 39.9% 45.5% 40.7% (5.6)% (0.8)% Return on average assets * 1.17% 1.10% 1.13% 0.07% 0.04

(Baht) 4.28 4.22 4.22 1.4% 1.2% 12.84 12.34 4.1% Net interest margin 2.30% 2.31% 2.33% (0.01)% (0.03)% 2.32% 2.33% (0.01)% Net fees and service income to operating income ratio 23.2% 22.7% 22.8% 0.5% 0.4

% 27,229 24,513 11.1% Earnings per share (Baht) 4.73 4.82 4.28 (1.8)% 10.6% 14.26 12.84 11.1% Net interest margin 2.42% 2.33% 2.30% 0.09% 0.12% 2.38% 2.32% 0.06% Net fees and service income to operating

the Consolidated Financial Statements ended 31 December 2018, which have been audited by the Company’s authorized auditor. The Company would like to clarify the operating results of the Company and its

สอบบัญชีสังกัดให้ส ำนักงำน ก.ล.ต. (ปรับปรุง 2561) สำรบัญ หน้ำ 1. ข้อมูลเกี่ยวกับส ำนักงำนสอบบัญชี 1 2. กิจกำรที่อยู่ในเครือเดียวกันกับส ำนักงำนสอบบัญชี (network firm) 3 3. กำรจัดกำรภำยในส ำนักงำนสอบ