UNOFFICIAL TRANSLATION Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. 30 Notification of the Office of the Securities and Exchange Commission No. Nor Por. 3/2559 Re: Guidelines for Establishment of Information Technology System ______________________ Whereas the Notification of the Capital Market Supervisory Board No. Tor Thor. 35/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems...

increase. V3 10/05/61 16:26 น. 2 Competition for deposits is expected to be mild, as there is considerable excess liquidity in the commercial banking system with the Liquidity Coverage Ratio above the BOT’s

Efficiency Ratio Return on Assets (%) (0.3) 1.5 Return on Fixed Assets (%) 8.1 15.8 Asset Turnover (Time) 0.4 0.5 Leverage Ratio Debt to Equity (Time) 1.0 0.9 Interest Coverage Ratio (Time) 1.1 1.9 27 ASIA’S

DSCR (Debt Service Coverage Ratio) ไมตํ่ากวา 1.25 เทา ปรากฏวา ณ วันที่ 30 มิถุนายน 2560 กลุมบริษัทสามารถดํารงอัตราสวนไดตามขอผูกพันในสัญญาเงินกูดังกลาวแลว (6) ปจจัยที่มีผลกระทบตอการดําเนินงาน

(%) 0.2 5.0 Return on Fixed Assets (%) 9.5 38.1 Asset Turnover (Time) 0.5 0.5 Leverage Ratio Debt to Equity (Time) 1.0 0.8 Interest Coverage Ratio (Time) 1.5 3.7 24 ASIA’S BOUTIQUE AIRLINE Glossary

managing of costs. Under the Basel III requirements banks also need to maintain a sufficient level of liquid assets (as measured by the Liquidity Coverage Ratio) to cope with potential cash outflows in the

Assets (%) (0.2) 5.0 Return on Fixed Assets (%) 8.0 36.7 Asset Turnover (Time) 0.5 0.5 Leverage Ratio Debt to Equity (Time) 1.0 0.9 Interest Coverage Ratio (Time) 1.3 3.4 24 ASIA’S BOUTIQUE AIRLINE

(%) 15.5 26.0 Asset Turnover (Time) 0.5 0.5 Leverage Ratio Debt to Equity (Time) 1.0 0.9 Interest Coverage Ratio (Time) 1.2 2.7 25 ASIA’S BOUTIQUE AIRLINE Glossary Passenger or Cabin load factor : Number of

fund: (1) Is the gold bullion in which the mutual fund invests insured or not, 17 and how (explain)? In case of insurance, is it partial or full coverage? (2) In case where the gold bullion is insured

Efficiency Ratio Return on Assets (%) 0.4 1.4 Return on Fixed Assets (%) 11.0 15.5 Asset Turnover (Time) 0.5 0.5 Leverage Ratio Debt to Equity (Time) 1.0 1.0 Interest Coverage Ratio (Time) 1.3 1.2 26 ASIA’S