/1 1,408.0 1,586.1 178.1 12.6% Share of Profit from Investments in Associates and JVs 220.5 563.4 342.9 155.6% Total Cost 621.7 691.7 70.0 11.3% Gross Profit 686.7 558.2 (128.5) (18.7%) Net Profit 42.6

years. The construction of the project has progressed 36.56% (The construction plan was 47.91%). The commercial operation date is scheduled in the second quarter of 2022. Page 3 2. Business overview EGCO

reference. 14 Notification of the Capital Market Supervisory Board No. TorThor. 35/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to Clients of

reference. Notification of the Capital Market Supervisory Board No. TorThor. 35/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to Clients of

reference. Notification of the Capital Market Supervisory Board No. TorThor. 35/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to Clients of

1,316.43 million, up from the same period of the previous year by Baht 473.27 million mainly due to increased share of profit from associated companies as Bangkok Expressway and Metro Public Company Limited

stimulus measures as inflation gradually increases. Central Pattana Public Company Limited (“The Company” or “CPN”) carried out its business plan, while continued placing a great emphasis on effective

PUBLIC COMPANY LIMITED BUILDERSMART PUBLIC COMPANY LIMITED BUMRUNGRAD HOSPITAL PUBLIC COMPANY LIMITED BURIRAM SUGAR PUBLIC COMPANY LIMITED BUSINESS ALIGNMENT PUBLIC COMPANY LIMITED BUSINESS ONLINE PUBLIC

MARCH 2020 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2020 Page 2/20 Overview of Business Operation LH Financial Group Public Company

Expenses 27.46 38.55 (11.09) (28.77) Net Profit (Loss) (41.80) (83.80) 42.00 50.12 Earnings per share (Baht per share) (0.0092) (0.0185) 0.0093 50.27 Net Profit The company and subsidiaries realized net loss