service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 25% of total personal loan sales. Total Sales
services (excluding Fuel Cost) 1,554.21 1,723.91 (169.70) (9.8) Revenue from financial leases 885.23 1,056.21 (170.98) (16.2) Share of profit of associate entities and joint ventures 845.82 526.70 319.12
of 2018 was decreased from 28% to 26% due to higher depreciation expense of top-up kiosks. Expenses and expenses to revenues from main business Q3’ 2018 Q3’ 2017 Increase (decrease) Million Baht
% 3,104.93 100.0% 3,339.04 100.0% 7.5% Cost of services (658.51) -79.1% (655.73) -78.7% (652.92) -79.7% -0.4% -0.9% (2,373.50) -76.4% (2,631.21) -78.8% 10.9% Gross profit 174.31 20.9% 176.09 21.2% 166.35 20.3
12,547 12,416 Gross profit margin (%) 22.84% 25.49% 26.48% Consolidated financial ratios 2018 2017 2016 Financial data and profitability ratios (continuous) Operating expense (include Research and
baht 10,474 12,123 12,547 Gross profit margin (%) 20.47% 22.84% 25.49% ratiosConsolidated financial 2019 2018 2017 Financial data and profitability ratios (continuous) Operating expense (including
short-term investment which the Company has invested since January 2017. Cost of Sales and Gross Profit Unit : THB mm Unless otherwise stated For the three-month period ended 30 June For the six-month
0.9% 1.85 0.2% -74.1% -21.3% Total revenue from core business (3 items) 842.14 100.0% 819.27 100.0% 798.65 100.0% -2.5% -5.2% Cost of services (658.33) -78.2% (652.92) -79.6% (629.36) -78.8% -3.6% -4.4
cost. - Motorcycle and Used Car Hire Purchase In the first quarter of 2018, motorcycle and used car hire purchase in Thailand and electrical appliances, mobile phone and etc. in oversea business, sharing