Finance cost 97 86 11 13 298 257 41 16 Income tax expenses 67 226 (159) (70) 214 464 (250) (54) 1) Selling expenses in the third quarter and 9-month period of 2019 decreased by Baht 96 million and Baht 119
6.19 2.79 3.40 122.04 Administrative expenses (78.03) (66.10) 11.93 18.04 Profit before finance cost and income tax 110.75 82.68 28.07 33.95 Finance cost (15.31) (12.90) 2.42 18.73 Profit before income
profit 3,739.21 3,869.69 (130.48) (3.37%) Cost of rental 150.00 159.63 (9.63) (6.04%) Selling and administrative expenses 2,709.73 2,908.29 (198.56) (6.83%) Profit before finance cost and income tax
) -34.6 Cost of service 2,591 2,393 198 8.3 Selling and administrative expenses 303 276 27 9.8 Finance cost 328 312 16 5.1 Interest expense from the MRT Purple Line Project 94 108 (14) -13.0 Total expenses
Company’s businesses in the future. Management Discussion and Analysis Quarter 1/2018 Page 2/8 Jay Mart Public Company Limited 1. Finance and Personal Loans J FinTech Co., Ltd (“J FinTech”) has mainly engaged
administrative expenses Expected credit loss Finance costs Other expenses 1,921 1,226 453 2 1,987 1,619 418 3 2,033 1,563 437 2 2% -3% 5% -33% 6% 28% -4% 0% 1,732 872 471 1 1,853 1,530 458 2 7% 75% -3% 100% Total
credit loss Finance costs Other expenses 2,060 1,965 523 96 1.0% 4.3% 10.0% 3,086% 7,832 6,629 1,745 11 8,117 7,263 1,904 98 3.6% 9.6% 9.1% 784% 7,029 5,771 1,826 10 7,387 7,070 1,970 96 5.1% 22.5% 7.9
%) 1,773 2,603 65 857 1,910 2,512 61 765 8% (3%) (6%) (11%) Total Revenues 5,485 5,553 5,459 (2%) (0.5%) 5,297 5,248 (1%) Operating and administrative expenses Expected credit loss Finance costs Other
Finance Costs The Company and its subsidiaries recorded finance costs of Baht 5 million, down 22% YoY, as a result of better interest rate as well as improved management of revolving loan. 6M/2017 Finance