services payment including the bank has participated the UnionPay International, the customers can use the card at the ATM in aboard and UnionPay International member shop in various country. 4. Other
customers can use the card at the ATM in aboard and UnionPay International member shop in various country. LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31
the card at any ATM machine aboard and UnionPay International member shop in various country and purchase commodities and services at the shops or via online shopping. 3.5 Mobile Payment Service is a
< 20% 20% - 50% 50% - 80% > 80% ตดทา หมายเหตถ: กองทถนรวมมทการลงทถนกระจถกตววในหมวดอถตสาหกรรม Consumer Discretionary ควสมเสลพยงจสกกสรลงททนกระจทกในประเทศใดประเทศหนลพง (High Country Concentration Risk) ของ
% > 80% ตนทา หมายเหตถ: กองทถนรวมมทการลงทถนกระจถกตววในหมวดอถตสาหกรรม Information Technology , Communication Services ควสมเสลพยงจสกกสรลงททนกระจทกในประเทศใดประเทศหนลพง (High Country Concentration Risk) ของ
.) Export sector was impacted from country lock down of the partner countries due to the discontinuance of production chain 3) Government spending and investment shrinkage due to the delay of government
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