’ 2018, the Group has gross profit of Baht 237 million, which is increased by Baht 22 million or 10% compared to the gross profit of Baht 215 million for Q1’ 2017. It is due to the continuous growth of

. Administrative expenses increased due to continuous expansion. Financial costs For the third quarter period ended on 30 September 2018, the Company had finance costs of 4.92 million Baht, a decrease of 3.36

. This was mainly from the continuous expansion of studio business in Singapore and healthy food business. The Company recorded share of profit from Absolute Yoga of Baht 1.95 million in this quarter

, respectively, decreased by Baht 151.02 million or 9.17 %. This is mainly because of our continuous improvement since 2019 on our productivity, cost - 3 - reduction, Kaizen and 4DX Cost saving activities

THB 772mn, increasing by 63.4% or THB 300mn from THB 473mn as of 31 December 2016 mainly from 1) an increase in short-term loan from financial institutions of THB 235mn to finance COMASS’s acquisition

the MRT Purple Line Project by novating M&E accounts payable to long term loan from financial institutions totaling Baht 13,619 Million which is the same amount that the Company has the obligation. This

1,832.3 million Baht as a result of loan receivables in J Fintech and investment in account receivables in JMT Network Services. Management and Discussion Analysis FS2017 Page 6/7 Jaymart Public Company

financial institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions ; (3) Islamic Bank of Thailand; “ obligor ” means a

institution established under a specific law and treated as a financial institution under the Law on Loan Interest of Financial Institutions 2 ; 1 The Law on Financial Institutions means the Financial

MB or representing an increase of 59.1% because in Q3–2019, the Company had requested a loan under financial arrangement agreements to be suitable of the project with long billing periods. Income tax