with all customer groups and to propose complete financial products and services to meet demand of each customer group. The bank shall consider loan type, interest rate, credit type, repayment period

contained in this information memorandum is true and complete in all respects. Please be informed accordingly. Sincerely yours, (Miss Soontareeya Wongsirikul) Director

is in line with the Board of Directors’ opinion in 7) above. The Board of Directors hereby certifies that the information contained in this information memorandum is true and complete in all respects

and to propose complete financial products and services to meet demand of each customer group. The bank shall consider loan type, interest rate, credit type, repayment period suitable for each customer

relationship with all customer groups and to propose the complete financial products and services to respond the demanding of each customer group. The bank shall consider the loan type, interest rate, credit

customer groups and to propose the complete financial products and services to respond the demanding of each customer group. The bank shall consider the loan type, interest rate, credit type, repayment

Directors have the same opinion as mentioned in Clause 7. The Board of Directors certifies that the information in this report is accurate and complete in all respects. Please be informed and acknowledge. GST

committee member has an opinion different from such Board’s resolution. The Board of Directors certifies that all information contained in this Information Memorandum is true, complete and accurate in all

Board’s resolution. The Board of Directors certifies that all information contained in this Information Memorandum is true, complete and accurate in all respects. Enclosure Page 15 Please be informed

complete and accurate in all respects. Sincerely yours, (Mr. Somchai Meesen) Chief Executive Officer