maintain an adequate cushion for NPL in the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2019 1/2019 2/2018 1/2019 2/2018 2019 2018
after a clearer picture of local politics. Analysis of the Operating Results The analysis of the operating results of Land and Houses Securities Public Company Limited and its subsidiary were compared the
be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item
phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2018 2/2018 3/2017 2/2018 3/2017 2018 2017 (%) Net profit * 9,030 9,194 8,161 (1.8)% 10.6
partner as well. However, if the Company has the clear picture of wellness project and the exactly figure of investment, the Company will consider the transaction size of acquisition transaction and inform
credit demand and the economic volatility caused by Covid-19. V2 27/08/63 3 Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2
the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2019 2/2019 3/2018 2/2019 3/2018 2019 2018 (%) Net profit * 9,438 9,347 9,030
expected credit losses Baht 1,298 million. Such change due to financial asset modification on terms of expected credit losses for “ loans purchased of receivables” Baht 1,292 million ( which is comprised of
ended March 31,2020, the Company recorded a total expected credit losses Baht 1,298 million. Such change due to financial asset modification on terms of expected credit losses for “ loans purchased of
* G. Consequences of a failure to make payments * H. Representative of debt securities holders ม.70 (4) ผูแทนผูถือหุนกู (ถามี) I. Meeting of debt securities holders * J. Modification of Terms * K