. Challenges persisted, including uneven income recovery, restrained spending in mid to low-income segments, high household debt, and global macroeconomic uncertainties. As a consequence, the overall economic
technologies like Home Fibre LAN, additional Mesh Wi-Fi, and IoT devices. They also tailored packages for different segments, including Smart-AI for gamers. Enterprise services were affected by delayed
export destinations and almost all product segments. This was, to some degree, a result of a firmer economic recovery in Thailand’s major trading partners. In addition, a better-than-expected performance
returns plus more privileges which continuously enhance the competitiveness in order to address the needs of various segments of customers. In addition, the bank has also organized various activities to
KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK in 2019 and Outlook for the Next Five Years 23 3.3 Customer Segments and Services 26 3.4 Service Channels 31 3.5 Awards and Commendation 35 4
% due to the decelerated hire purchase portfolio. Meanwhile, other loan segments excluding hire purchase registered growth in all areas resulting in interest income on loans to increase by 13.7% in line
3.3 Customer Segments and Services 27 3.4 Service Channels 33 3.5 Awards and Commendation 35 4. Operating Performance and Financial Position Analysis 37 4.1 Operating Performance 37 4.2 Financial
account services with higher returns plus more priviledges which enhance the competitiveness continuously in order to address the needs of various segments of customers. In addition, the bank has also