services income increasing. The Company acquired non-performing loan by using the budget amount of 2,351 million bath in 9-month period of 2019. Management Discussion and Analysis, Q3/2019 Page3/4 JMT

Q3/2018 was amount Baht 140.51 million, increase Baht 19.27 million, or 13.71%. 1.2 Other revenue The other revenue of company in Q3/2019 at Bath 6.54 million, decreasing at Baht 16.86 million or 71.99

half of year 2018. 6. Income tax expenses were Bath 1,426.98 million, an increase of Baht 117.47 million or up by 8.97% as compared to the previous year. This was due to the higher earnings before tax

share-based payment transaction. In 1H17, administrative expenses were in the amount of Bath 72.14 million, an increase by Baht 17.21 million or 31.33% as compared to 1H16. Such increase was due to

travel expenses, share-based payment transaction, and stock destruction fee. During 9M17, administrative expenses were in the amount of Bath 107.14 million, an increase by Baht 17.76 million or 19.87% as

Bath 1,100.37 million, an increase of Baht 130.65 million or up by 13.47% as compared with the previous year. This was due to the higher earnings before tax. Please be informed accordingly. Sincerely

was Baht 107.83 million, an increase of Baht 9.76 million or up by 9.96%, due to the new bond issued in the second half of year 2018. 6. Income tax expenses were Bath 330.21 million, an increase of Baht

-end 2018. This was mainly due to the increase in trade accounts receivable by Bath 85 million from Baht 578 million in year-end 2018 to be Baht 663 million of ending Q1/2019, or 14.72% increased

1,159 million, an increase of Baht 5 million or 0.48% increased from year-end 2018. This was mainly due to the increase in trade accounts receivable by Bath 24 million from Baht 578 million in year-end

the new factory which incurred as a result of lower-than-normal production capacity and service expenses. In 1H19, administrative expenses were Bath 68.13 million, an increase of Baht 6.66 million or