project portfolio both local and overseas. • Total interest-bearing debts increased by 6.7% from the end of 2019 to THB 64,423 million as of March 31, 2020, primarily due to debts consolidation after

and Derivatives’ was previously called Olefins. The new nomenclature better reflects our sector following the consolidation of Huntsman assets. ** Combined PET includes Integrated PET, Specialty

placed for recovery. Dusit Thani PLC Management Discussion and Analysis For 2Q20 and 6M20 P a g e | 10 Our view on the post COVID-19 hospitality landscape are as follows: • More consolidation of hotels • A

expansion of project portfolio both locally and internationally. • Total interest-bearing debts increased by 1.9% from the end of 2019 to THB 61,552 million as of June 30, 2020, due to debts consolidation

Strategic Global Multi-Asset Fund (K-SGM) and K Global Risk-Enhanced Allocation Fund (K-GREAT).  Affluent KBank continued to focus on becoming our Customers’ Main Bank in this segment, in order to increase

hold small-scale seminars in other provinces nationwide to allow our clients residing there to gain access to world-class knowledge.  Affluent KBank prioritized expansion of new customers with potential

, Switzerland. 14  Affluent We continued to place our focus on making KBank our Customers’ Main Bank under the core strategy of “Customer Centricity”. With “Big Data” processing and analyzing to provide insights

Japan. Moreover, KBank gave support to our customers to join networking sessions and activities throughout the course so as to further develop their cordial relationships.  Affluent We continued to place

asset management companies via our open architecture platform.  Affluent KBank prioritized expansion of new potential customers who reside in strategic provinces across the country through the

personnel.  Affluent KBank continued to place our focus on becoming our Customers’ Main Bank. We prioritized portfolio quality improvement in a comprehensive manner via collaboration of relevant divisions