322 232 89 38% Earnings per share (THB/share) 0.54 0.39 0.15 37% Consolidated financial results of 12-month ended period  Increasing in total sales revenue of 2018 of 625 M THB or 32% to 2,590M THB

. Other derivatives liabilities 18. Provision 19. Other liabilities Total liabilities Shareholders’ equity 20. Share capital 20.1 Authorized share capital 20.2 Issued and paid-up share capital 21. Stock

form of legal reserve and dividend payment as follows: - No appropriation to legal reserve as the company’s legal reserve has already reached 10% of the registered capital. - To allocate the profit for

Loan growth 3.8 18.5 1.9 0.2 2.0 0.0 4.2 NPLs/ Total loans (excluding interbank) 4.1 4.1 4.1 4.2 4.2 4.0 4.0 Total loan loss reserve/ Total NPLs (coverage ratio) 114.8 114.8 114.1 113.2 110.1 111.2 111.2

. 1/2020. 2. Approved the appropriation and retaining of the net profit Baht 511 million as legal reserve and the declaration of dividend payment from the Company consolidated net profit for the period

4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 115.6 115.6 114.1 113.2 110.1 110.1 Total loan loss reserve/ Total mandatory reserve 184.9 184.9 184.4 182.4 167.0 167.0 4 Profit and Loss

Performance of the Bank and subsidiaries Percentage 3Q18 9M18 1Q19 2Q19 3Q19 9M19 Loan growth 3.5 14.1 1.9 0.2 2.0 4.2 NPLs/ Total loans (excluding interbank) 4.2 4.2 4.1 4.2 4.2 4.2 Total loan loss reserve

34.64 147 Share of profit (loss) of associate (74.20) 75.93 (150.13) (198) Net profit (16.02) 99.47 (115.49) (116) - Operational profit amounted to Baht 58.18 million, which increased by Baht 34.64

Baht) For the year Movement 2018 2017 Increase (decrease) % Profit (loss) before tax expenses 71.53 28.61 42.92 150 Loss Tax expenses 13.35 5.07 8.28 163 Operational Profit 58.18 23.54 34.64 147 Share of

24.18 17.85 6.33 35.46 Share of profit (loss) of associate (14.03) 2.52 (16.55) (656.74) Net profit 10.15 20.37 (10.22) (50.17) - Operational profit amounted to Baht 24.18 million, which increased by Baht